Fees and Financial Policy

Magnolia Counseling PLLC - Insurance and Financial Policies

Insurance

Magnolia Counseling PLLC partners with Headway to help clients utilize their insurance coverage to pay for their sessions. If you would like to determine your coverage, please contact our office at rbaloch@magnoliacounselingwellness.com

Please note that all mental health insurance claims require a diagnosis that meets the insurance company’s "medical necessity criteria." This means that a diagnosis of a mental health disorder, as defined by DSM criteria, must be included. Public Speaking engagements, Assessments 

Insurance Accepted Through Headway

Texas

• Aetna

• Blue Cross Blue Shield of Massachusetts

• Cigna

• Blue Cross and Blue Shield of Texas

• Quest Behavioral Health

Idaho

• Independence Blue Cross Pennsylvania

• Carelon Behavioral Health

• Quest Behavioral Health

• Aetna

• Cigna

Cancellation Policy

Your appointment time is reserved especially for you. If you do not attend your scheduled therapy session and have not provided at least 24-hour notice, you will be charged the full session fee (Cash Pay) or $75 (Headway/Insurance).

Good Faith Estimate and the No Surprises Act

Beginning January 1, 2022, the No Surprises Act (Section 2799B-6 of the Public Health Service Act) provides clients with certain rights regarding Good Faith Estimates (GFEs).

Your Rights Under the Good Faith Estimate

• You have the right to receive a Good Faith Estimate explaining the expected cost of your medical care.

• If you do not have insurance or are not using insurance, providers are required to give you a GFE for non-emergency services, including therapy, medical tests, and related costs.

• Your Good Faith Estimate will be provided in writing at least 1 business day before your scheduled service or upon request.

If Your Charges Exceed the Good Faith Estimate

• If you receive a bill that is at least $400 more than your Good Faith Estimate, you have the right to dispute the bill.

• Save a copy or photo of your Good Faith Estimate for reference.

For additional details, visit www.cms.gov/nosurprises or call 1-800-985-3059.

Important Note

The Good Faith Estimate and the No Surprises Act do not apply to clients using insurance benefits, including "out-of-network" benefits (e.g., submitting superbills for reimbursement).

At Magnolia Counseling PLLC, we are committed to transparency, accessibility, and supporting your journey to well-being. If you have any questions about these policies, please feel free to contact us.